|Title:||Impact of Foreign Entry in Banking Sector: Case of Thailand during 1999 - 2014|
|Publisher:||Japan-ASEAN Transdisciplinary Studies Project (J-ASEAN), Center for Southeast Asian Studies (CSEAS), Kyoto University|
|Journal title:||Japan-ASEAN Transdisciplinary Studies Working Paper Series (TDWPS) = 日ASEAN超学際研究プロジェクトワーキングペーパーシリーズ (TDWPS)|
|Abstract:||The paper examines the effect of foreign capital entry on the cost and profit structure of commercial banking in Thailand with using a bank-level panel data in 1999 - 2014. We distinguish the dimensions of the market-level effect and the individual bank-level effect in foreign entry and find that an increase of bank-level foreign ownership results in increase of interest rate spread and improvement of loan quality, but at the same time, increase of operational expenses. On the other hand, the market-level foreign bank entry brings an increase of interest rate spread, non-interest income and reduce of operation expenses, realizing higher ROA as a result. Overall, foreign bank entry improves banking performance.|
|Appears in Collections:||Japan-ASEAN Transdisciplinary Studies Working Paper Series (TDWPS)|
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